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the legal protection insurance Test

Who does not legal protection insurance, the have to pay the very high process and attorney fees out of his own pocket. Therefore, these hedge gains in today’s society more and more important. It is important that the policies are already paying at a contradiction. The legal protection should not attack immediately, so other deals should be found.

the the German Institute for service quality (DISQ) tested legal protection-multi-products

combination products contain various service modules. In the rights protection area are mainly Private, professional and traffic legal protection. This combination of products from the German Institute for service quality were tested in the order of the TV channel n-tv (02.06.2015).

The Test revealed the enormous potential for savings: Thus, in the case of a combination product with 150 Euro deductible for a Savings of up to 158 euros per year is possible. In the case of products with no deductible even 212 Euro could be a year saved.

benefits

pay attention

In the Test, it proved that some services are not included in any provider. To pay:

the

    the

  • Free choice of Lawyer,
  • the

  • unlimited coverage
  • the

  • no waiting time in the traffic law protection
  • the

  • protection in the case of au?ergericht the fight with the bureaus and offices

the best providers according to the Test include:

now Compare with our rate calculator current offers and decide for the Best! Finally?from online directly to the 3-month waiting period for a legal protection insurance as quickly as possible to compensate, or ask for a personalized quotation.

the legal protection insurance Test 2015: financial test kurt the best rates

According to the financial test 22 the legal protection insurance recommended rates for 2015, the effective cost of 222 euros per year. The legal protection insurance the Allrecht/Deurag and THE cut in the Test. They are all included in our comparison calculator.

followed After OKO-TEST in January 2014 (the last current Test) has a legal protection insurance-Test performed at the end of the year, a new study in the journal financial test. In contrast to the experts from OKO-TEST, the Tester of the Foundation were able to test were convince no Tariff with a «very good». 22 the legal protection insurance has received a rating of «good».

in Total, has examined the financial test 55 offers for work, traffic and private legal protection, the following vendors received the highest rating:

the

    the

  • Allrecht/Deurag («Private»)
  • the

  • THE («Premium»)
  • the

  • Arag (Active Premium) and
  • the

  • HDI/Roland (base + risk plus + Carefree)

The two top rated rates of Allrecht/ Deurag and THE insurance costs of approximately 284 euros, or 366 Euro in the year. In the case of the Allrecht/Deurag is a Private rate, in THE could of the Premium rate convince. You are welcome to use our comparison calculator to find the ideal rate.

the the Prior right protection Test — winner of the test at a glance

in early 2012, the Foundation test were subjected to a total of 54 legal protection insurance provided by a closer examination. In legal protection insurance Test best desire, several insurers have cut off, depending on the customer. A bit more expensive, for but by far the best performance features in the DEURAG. Our customers of these providers to rate the best. One of the few reviews in the area of the 5 stars went to you. Especially in the case of legal protection insurance, you should not save at the wrong end, because it pays off in the event of litigation, to rely on the price-to-performance-test winner.

the summary: Okotest-results from the January 2014

a Total of 68 legal protection of tariffs by the magazine OKO-TEST. The focus was placed on families and fares, the rental, professional, Private and traffic legal protection.

As the winner of the:

The Test once again made it clear that a comparison of current rates is of crucial importance, in order to make the ideal plan. Not only the services but also the prices, the rates vary enormously. Prices may be here on a monthly basis.

The best deals continue to offer the Auxilia. the DMB. the ARAG and the DEVK. Depending on additional options (occupation, transport, Housing) vary in the prices. The best benefits is the price leader in the trial offer, the Auxilia and ARAG.

the The benefits of a legal protection insurance in the Test

more Important than the price of the rates for the services of the legal protection. When a person comparison should focus on the choice of the best insurer. The Insured can according to the financial test at a good rate with the following benefits:

the

    the

  • Telephone advice in all areas of law and in unlimited High
  • the

  • Social and fiscal rights protection in opposition
  • the

  • No charge after consultation with the lawyer
  • the

  • of cost in the Tariff Premium for private legal protection, professional law protection and traffic legal protection in the year. 300 Euro
  • the

  • combination for tenancy protection is also possible
  • the

  • The cost of the additional landlord and tenant law protection does not amount to more than EUR 51 in the year

the a Good legal protection insurance according to the financial test

According to the financial test good legal protection insurers do not pay only then, if the disputes before the court, but already during the Writing of a contradiction. In the Test with a «satisfactory» rated insurers in this way, not numbers in the usual way. Some of them with «satisfactory» assessed policies do not even offer a phone consultation to all areas of the law. Compared to the test winner, the contributions are on the same level. The good legal protection insurance, you can find directly at the top of the page.

the performance of a legal protection

With the completion of a legal protection insured future disputes. Not a dispute that should have occurred before the start of the insurance is secured. The services of a legal protection are, among other things:

the

    the

  • coverage amount for an insurance event amounts to 250,000 euros
  • the

  • cover the lawyer fees
  • the

  • Free choice of lawyer ( more info)
  • the

  • cost of acquisition for expert/experts and witnesses
  • the

  • court accepted
  • costs are also
    the

  • In the case of a lost process are also the fees for the other side taken

the participation reduces contributions

in Principle, it is recommended that the legal protection insurance with a deductible. This proportion is usually between 150 to 250 Euro per legal case. So the Insured to reduce the possibility of the contributions for the insurance.

the private law protection

A private legal protection to comes for the case in private life. Policies assume the costs for the following areas of law:

the

    the

  • compensation claims
  • the

  • law of contract
  • the

  • For a misdemeanor
  • the

  • tax-law
  • the

  • For the advice on the family law
  • the

  • rates also pay for advice on inheritance law

for More information about the various legal protection insurance on the topic of:

the insurance protection in the world

in Principle, the legal protection insurer, also during the stay abroad. This applies both for a short-term holiday or a long stay due to professional reason. In the Test of Stiftung Warentest, the global insurance protection, however, plays no role for the final evaluation. More important than for private individuals is permanent this global protection for Themselves, which are internationally active.

the combination of packages according to Stiftung Warentest stronger

Description of the article: legal protection insurance

Source: legal protection insurance, Test & comparison | 2015